Alternative Finance Options

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When further advance or remortgaging with additional borrowing

 is not the answer

• Second-charge mortgage products are including both residential and BTL second-charge mortgages.

• The second-charge mortgage allows borrowers to unlock equity in their property without disturbing the first-charge mortgage arrangements if the first-charge lender agreed.

• Our aim is to provide second-charge finance options to offer a combination of competitively priced products to a wide range of borrowers including those who may have more complex circumstances or who may have less than a perfect credit score.

 Fast, flexible finance

• An extensive range of bridging loans has been developed to provide financing for a wide range of borrower needs. Bridging finance is providing a personalized approach to lending resulting in an extensive portfolio of bridging loans. Our experienced adviser could help you find the speed and flexibility products to help you get safety over the line when the timing is critical.

• Bridging loans are short-term finance, normally lasting up to 12 months, and are a great solution for borrowers who need finance temporarily and quickly. They are ideal for refinancing, auction purchases, property refurbishment, and acquiring land or semi-commercial/commercial assets.

Looking to buy or remortgage a commercial property?

•  A Commercial Mortgage is a loan that’s secured against a commercial property.  

•  Commercial Mortgage products can be used to purchase new commercial premises for businesses to trade, for investment to let, or to remortgage an existing commercial loan that’s secured against an existing property to raise funds for your business or investment purpose. 

• Commercial sectors are including:
• Office, Retail, Hotels,         
• Restaurants, Takeaways, Pubs
• Student Accommodation
• Professional Practices, 
• Semi-Commercial 
• Industrial including warehousing/storage, logistics/transport, manufacturing 
• Healthcare, Children's Day-Nurseries, Sub-Post Offices
• Social Housing
• Farming
• Leisure and Tourism

What is development finance? 

• Property development finance is a type of funding used to finance the construction, conversion, or heavy refurbishment of buildings. It can support a range of funding requirements from pre-planning and bridging support to residential and commercial development funding, and support your project from start to finish.

• Development Finance is usually for experienced property developers to build:
•  New build, Conversions, Refurbishment
•  Mixed-use development, Student Housing
•  Senior Living and Co-Living